Alban Cat offers a variety of flexible financing options suited to specific
customer needs and objectives. With years of experience, our Finance Department
is prepared to match your needs with a diverse product mix.
Rental Purchase Plans:
Short Term Rental Plans (Rent–to–Rent)
Long Term Rental Plans
(Predetermined Purchase Option)
Acquire the equipment you need by using the rental
period to build equity. You have the flexibility to return it at the end of the
rental period or acquire it by using one of the aforementioned financial products.
Caterpillar Financial Services Corporation Financing Options:
Installment Sale Contract - Pay for equipment over a stated period of time,
building equity each month. Once all monthly payments are made, you own the
equipment. You retain the tax benefit of depreciation.
Flexible terms may be structured to allow for no payment, "skips", in slow months,
have accelerated payments during the initial months, or a payment schedule suited
to meet a particular projects cash flow.
Installment Sale Contract
Product Sheet
Finance Lease - Capital lease that allows the customer to make lease payments over
a period of time and purchase the machine for a “bargain purchase option” at the
end of the lease term. Options can be set as low as $1 (“Dollar Option Lease”).
Taxes are financed upfront on a dollar option lease instead of billed monthly.
Finance Lease Product Sheet
Long term Lease (CVO) - Provides the customer with the lowest possible payment and
gives the customer an option of returning the equipment or purchasing it at a pre-determined
price (based on Fair Market Value) at the end of the lease term. This is an operating
lease that may be treated as an “off-balance sheet” solution.
Cat Value Option Product Sheet
Fair Market
Value Lease (LTR w/ FMV) - Provides the customer with a low rental payment
and gives the customer an option of returning the equipment or purchasing it at
Fair Market Value which is determined at the end of the lease term. This is an operating
lease that may be treated as an “off-balance sheet” solution.
Long Term Rental Product Sheet
Governmental Lease Purchase - Allows governmental entities to finance equipment at
a special low interest rate.
Governmental Tax Lease - Provides governmental entities with the lowest possible
payment and gives the customer an option of returning the equipment or purchasing
it at a pre-determined price (based on Fair Market Value).
Caterpillar Financial Services Corporation Line of Credit:
Automatic Credit Approval for Future Equipment Needs
First Class Financing Options
No Set-Up Fee
Physical Damage Coverage from Cat Insurance
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